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1Pay.net

Most electronic payment gateways only offer credit cards and check processing through the web via shopping carts and/or "virtual terminal". This specific and limited model only suits an "E-Tailer" type of merchant whose business is to ship goods to web shoppers.

Non E-Tailer type of businesses such as utility companies, health care offices, service businesses, non profits, and brick and morter retailers need integrated payment solutions that allow for multiple points of processing for customers who are present with their card or check and for customers who are not. These businesses take payments in person, by phone, by web either merchant initiated or customer initiated.

For customers who do not yet use electronic based payments who traditionally mail in their payment can be processed utilizing a back office solution that handles paper based check payments and mailed in credit card payment stubs. For businesses with a recurring type of customer billing, credit card and check payments can be automated to process on a given billing cycle.

Whatever the payment need or acceptance process that your business model works on, 1Pay has the integrated solution to combine all those payment access methods into a single processing and reporting gateway giving you a 360 degree view of all your payments in a single merchant web portal.

 

Point Of Sale Payments.

At the point of sale is where the customer is present with their credit card or check. Point of Sale payment capture can be done with a traditional credit card termial and check reader, however, PC based software and web based "virtual terminals" are also available as an alternative to costly hardware.   
Web Based Payments.

For payments made over the Internet, the customer is not present so additional security measures for payment capture must be deployed. Web based payments come in two forms - customer initiated and merchant initiated..  
Telephone Touchtone Based Payments.

ATM marchines and pay at the pump gas stations have transformed us into a self serve society. Customers today enjoy making payment by touchtone telephone because it is fast and convenient and can be done 24/7 from any cell phone or land line.



Our Experience .
With more than 20 years experience in the payment processing and debt recovery business, our products and systems reflect the vast knowledge and expertise of our management and associates.

Our Technology.
1Pay is the seemless integration of customer present and customer not present payment technoloigies. The 1Pay.net integrated payment gateway combines both merchant initiated and customer initiated payment transactions into a single merchant system. No other payment solution provider in the marketplace can make that claim.


Payment Models .